Measuring Financial Intelligence of Malaysian Gen-Y: A Preliminary Study

Measuring Financial Intelligence of Malaysian Gen-Y: A Preliminary Study

Author: zant worldpress

The purpose of this preliminary study was twofold: first to measure the reliability and validity of the instrument; second, to develop a financial intelligence (FI) logit ruler aimed at identifying Gen Ys’ classification in terms of their level of FI which, was determined by financial knowledge, financial attitude, level of trust and financial behaviour. To achieve these, Rasch analysis was employed after distributing.30 questionnaires to the working Gen Ys in Klang Valley, Malaysia. The results proved the reliability of the instrument. Further, the four different groups of Gen Ys were also identified with different level of FI. Implications of the findings were also discussed with respect to body of knowledge, practitioners and policy makers.

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